Does my zip code affect my auto insurance rate? - Palmdale, Lancaster and Tehachapi, CA


Where you keep your car matters.

Where you live helps insurance companies assess your risk for accidents. Your ZIP Code and its loss history (which includes factors such as your area's claims history, crime rate, and number of drivers) help determine your auto insurance rate. This explains why drivers in large cities like Los Angeles have to pay higher auto insurance premiums than drivers in rural areas.

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