Get a Lower Rate on Auto Insurance for a Young Driver
The following 5 tips will help you to cut back on some of that increase:
1. Good Student discount. Encourage your kids to get good grades. Most insurers offer a big discount for young drivers who maintain at least a B average in high school or college.
2. Raise your comprehensive and collision deductibles to at least $1,000, which lowers your auto insurance premium and keeps you from filing smaller claims that could jeopardize a claims-free discount.
3. Get a safe car. Having your child drive a safe car will help you sleep easy and keep your auto-insurance rates down, too.
4. Tell your agent if your child goes away to college. If your child goes to school more than 100 miles away and doesn't take a car, you can usually get a discount on your premium but still have coverage when he or she comes home for break or vacation.
5. Driver-Safety programs. Most insurance companies offer Driver-Safety programs that can cut costs for young drivers who take a specific class, watch a DVD, or read a driver safety book and take a test.
Hopefully these tips will help you get the best coverage at the best rate.
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