Your One Stop For Up-To-Date Information

At Cullen Insurance we are dedicated to giving our community the best information available to help you stay safe and protect you and your families assets.

Take a moment to read some of the great articles below, written by our team. Comment on the articles you like and we will post more content based on your suggestions. If you have any questions please don't hesitate to contact us. We are here to help, even if you are not our client!


Traffic Fatalities Increased by 22% Last Year

22% more car accidents resulted in deaths according to statistics taken in the state of Kansas. Experts who have been analyzing historical trends noted that as gas prices decrease, more drivers take the road and thus, caus...


Driverless Buses Coming to California Roads

We talk about how autonomous vehicles are going to be a part of the present instead of being stuck in the future. Those days are quickly approaching with the advent of a fully autonomous bus taking to the streets in Califo...


Driving Related Deaths Up 14%

The last three years have seen a 14% increase in automotive fatalities. There are more drivers on the road, and they are acting without regard for your safety. According to the National Safety Council, 47% of motorists ...


Federal Government Sued in Used Car Scandal

The FTC (Federal Trade Commission) is the defendant in a lawsuit filed by six groups, including The Center for Auto Safety, for allowing dealerships to sell used cars advertised as "certified pre-owned vehicles"...


When and How to Replace Windshield Wiper Blades

Windshield wipers are a simple, but important mechanical component on your car. They help you maintain your vision when driving in inclement weather. If your blades are old, cracked, and torn, then you could be limiting your...


More features mean higher repair bills for your car.

If your vehicle has features like rear-view cameras, blind spot sensors, and lane assist technology, then having an accident could mean higher repair bills than what you're used to receiving. These features contain cam...


How To Free Your Car From Mud

Winter storms bring muddy roads, and if you're not careful, your vehicle can easily get stuck.  Depending on where you are, it could be a while before any help reaches you, so it's important that you know thes...


Over 1 million car accidents are caused by inclement weather every year!

Do you have insurance that will protect you against damage from collisions this winter? Here are some quick tips to help you stay safe on the icy roads this season: Clear all the ice off your windows before you drive t...


How To Get The Best Price On Car Insurance

Here at Cullen Insurance Agency, we want to make certain that you know how to get the best possible deal when shopping for automobile insurance. This video from Allstate will inform you of the key options you need to consi...


Important Driving PSA

This thirty-second public service announcement from the state of Minnesota is a grim portrayal of how a mother tried to justify texting while driving as she was lying in a body bag. Texting while driving is illegal in the ...


Some Winter Driving Tips

As stated in our previous blog on some care tips for your car during these colder months – driving during this weather is dangerous! It’s important to be extra cautious during this time of the year because of a...


5 Tips for Car Care During the Winter

Sometimes we let time pass before we take our cars in for the care they so desperately need. Whether it’s a lack of time, scheduling issues, or not having enough money to pay for service – we all can forget to...


3 Things to Do When Comparing Car Insurance Rates

Have you recently gotten a new car? Or perhaps you’re just doing your annual auto insurance shopping. Either way you want to make sure you’re getting the most for your money! Allstate is back with another artic...


Distracted Drivers – How To Break The Habit

We live in a world where distraction is the new normal, especially when it comes to our electronic devices. According to Allstate, accidents caused by distracted drivers has been steadily on the rise. We can always alte...


3 Explained Common Car Insurance Myths

Some people are very misinformed not only about car insurance in general, but about their policy specifically. There are several myths in regards to your auto insurance that could potentially be problematic. Here are the t...


Did you know?

Did you know that your credit score affects your insurance rates? Your credit score can affect your car insurance premiums as much as 25%! Also, some states allow insurance companies to look at credit scores when they are ...


Did you know?

Did you know that some car insurances cover even your pets? How cool is that?! Yep! You heard right! Your pets can possibly be insured as well without you even knowing. Some automobile insurance companies will cover up to ...


Did you know?

Did you know that some car insurances cover the taxes and registration? Dealing with car accidents are never any fun. Especially when you weren’t at fault. Well, luckily for you good drivers out there – some in...


Did you know?

Did you know that the type of car you drive might cost you more to insure? If you’re shopping for a new car, keep in mind that your insurance might be affected by the type of car you’re looking at. If you&rs...


10 (More) Interesting Facts About Car Insurance

We know that you wanted more, so here’s our second installment of 10 interesting facts about car insurance that you may or may not have known. Being over the age of 25 is generally a good thing when it comes to car ...


10 Interesting Facts About Car Insurance

You'd think something like car insurance couldn't be "interesting", but today we'd like to hopefully blow your mind, or at least keep you intrigued with some of these interesting and fun car insurance...


How to Determine Who is at Fault?

Once you inform your insurance claims team about the incident and have given a detailed description of the accident, the claims team will then evaluate which party is at fault.   Depending on your insurance coverage, t...


What is my Deductible?

Your deductible is the amount you have to pay out of your pocket before your insurance provider pays for any covered losses. This is an agreed amount you have discussed with your Cullen Insurance agent. For example: Say yo...



How To Save Money On Auto Insurance With The Best Coverages

There are a few ways to save money on your auto insurance policy without sacrificing your coverages.  For Example: Being a safe driver - most companies give you a discount for having a clean driving r...


Purchasing Car Insurance - Palmdale Lancaster Tehachapi

When you are looking to purchase a car insurance policy, there are rating factors that you should know of and take into consideration.   Driving Record Points ( Tickets, DUI and Auto Accid...


Auto Insurance On Your Used Car - Palmdale, Lancaster, Tehachapi

Used car owners can save money on their insurance by adjusting the comprehensive and collision coverage deductibles on the auto insurance policy. By increasing your collision deductible you will ...


Best Quality Car Insurance - Lancaster, Palmdale, Tehachapi

Cullen Insurance Agency gives you small town service with big time savings. Every policy comes not only with great coverages, but also the support of a knowledgeable and friendly staff. With our personal attention and serv...


Auto Insurance Coverages Confusing? Lancaster, Palmdale, Tehachapi

Most insured’s are not sure what is covered and what isn’t covered on their car insurance policies   Do you understand the difference between comprehensive and collision coverage?   Gene...


Do You Have The Best Auto Insurance Coverages? - Lancaster Palmdale Tehachapi

Do you know what your auto insurance limits are? Do you know what you are covered for in the event you were in an accident today? If you cant answer those questions, then you should contact your auto insurance agent for...


Classic Car Insurance Palmdale, Lancaster and Tehachapi, CA

Do you have a classic car and need it insured?  Are you aware that regular auto insurance policies do not give you guaranteed value on your classic car?   Give us a call for a classic car insurance quote and yo...


Auto Insurance, Are You In Good Hands - Palmdale Lancaster Tehachapi

Our car insurance gives you quality protection at a great price. Every policy comes with the support of our knowledgeable and friendly staff. With personal attention and service, you'll have the information you...


Finding The Best Auto Insurance Palmdale, Lancaster and Tehachapi, CA

 If you are in the market for auto insurance, then you probably have a lot of questions.  Finding the best auto insurance is not always easy, but when you have a company that will explain to you all of the cover...




Tips For Driving On Wet Roads - Palmdale, Lancaster and Tehachapi

Wet roads increase the risk of hydroplaning, which occurs when a thin layer of water separates tires from the roadway, reducing the ability to stop or steer. According to the American Safety Council, the most dangerous...



Does It Cost Anything To Get An Auto Insurance Quote Online? - Palmdale, Lancaster and Tehachapi, CA

Does it cost anything to get an auto insurance quote online? No! Online and in office quotes are always free at Cullen Insurance. And you're not under any obligation to buy an auto insurance policy from us. We wa...




Keeping Your Car On The Road

Car maintenance and safe driving are two of the most effective ways to extend the life of your car. The following are some basic ways to make sure that your vehicle runs longer and that you avoid costly repair bills.  ...



Know Your Coverage Types. - Palmdale, Lancaster and Tehachapi, CA

 What is your car insurance actually insuring? Although you're buying a single insurance policy covering a specific vehicle, a number of components make up the final cost: Bodily injury liability: Covers injury an...




Tips For Teenage Drivers. - Palmdale, Lancaster and Tehachapi, CA

Insurance premiums are higher for young drivers, the following tips are a few ways to help you save.   1. Get a safe car. Having your child drive a safe car will help you sleep easier and keep your auto-insurance rat...


When should I drop full coverage on my older vehicle?

In reality, there is no standard rule as to when you should drop the comprehensive and/or collision coverages. It's really a personal preference based on if you sstill owe on the vehicle, your risk tolerance and a few other...


Rental Car Coverage in Palmdale, CA

After an accident, you might be faced with some expenses you didn't expect. This option reimburses you for the cost of renting a car while yours is in the shop. Many people assume that rental car coverage is part of any au...


GOOAALLL !!!!!

Ever think that a huge soccer ball would land on top of your automobile??? I can guarantee neither did the couple who had the huge soccer ball fall on their automobile. Give yourself the piece of mind knowing that you a...




What Is Umbrella Insurance? Lancaster Palmdale Tehachapi

Umbrella insurance is extra liability coverage that kicks in after the liability coverage on your auto policy or homeowner policy is exhausted. The coverage adds to the coverage on the original policy. ...


Allstate Motor Club - Palmdale Lancaster Tehachapi

Are you traveling this summer? Do you have any road trips coming up? Have you ever locked your keys in the car? If your answer is yes, then you should protect yourself in the event that you break down or need road...


5 Safe Driving Tips

Whether you're just learning to drive or you've been behind the wheel for decades, it's a good idea to review some basic rules for safe driving. 5. Watch Out For Other Drivers (Defensive Driving) - As if it isn't difficult...


3 Tips To Save Money On Your Auto Insurance Premium

With the economy in the shape that it’s in, everyone could benefit to save a few dollars here and there. The following tips are just a few ways that can help you keep your auto insurance premium down. #1 Multi-Car...


How To File An Auto Insurance Claim - Palmdale Lancaster Tehachapi

No one wants to get involved in an accident even if you are covered by a car insurance. However, since accidents can't be predicted, it may be inevitable that if and when it happens, you will need to make a claim on your...


Get a Lower Rate on Auto Insurance for a Young Driver

If you have recently added your newly licensed son or daughter to your auto insurance policy then you are familiar with the increase in premium that comes along with that. The following 5 tips will help you to cu...


Traffic School and Your Auto Insurance Premium - Palmdale, CA

How Does Traffic School Affect Your Auto Insurance Premium? Many drivers who receive traffic violations pay their fines, take the points on their driving record and then they see an increase to the auto insurance prem...


Classic Car Insurance - Palmdale, Lancaster and Tehachapi, CA

Summertime is here and you want to bring the classic car out for show. While cruising down the street you rear end the vehicle in front of you. Are you properly insured? If you are a collector of classic cars, this specifi...







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