Rating Factors for Life Insurance - Palmdale, Lancaster and Tehachapi, CA
Health - Before you’re approved for a life insurance policy, you’ll be required to share information about your medical history, and you might even be required to undergo a checkup.
If you’re in good health, with no major illnesses or recent surgeries, you’ll benefit from lower premiums.
Age - The younger you are when you apply for life insurance, the lower your premiums will be.
Smoking Status - Life insurance premiums are higher for smokers than for those who don’t smoke.
Occupation - Individuals who work in high-risk occupations often have to pay higher rates for life insurance.
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At Cullen Insurance Agency, our goal is to help you protect all of your important assets.
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