Archive for June 2012
Life Insurance Confusing – Lancaster Palmdale Tehachapi
Life insurance can be very confusing, especially with all of the different types of coverages available. How do you know what kind of insurance policy is right for you? Here are some Life Insurance options that will hopefully help with some of the confusion. The most popular type of Life Insurance is term life insurance, which…
Read MoreWhy Do You Need Life Insurance – Lancaster, CA
Summertime is here, which means summer sports and activities. Whether it’s jet skiing or rock climbing, you prepare yourself by making sure that you are protected and safe before taking on that challenge. Why not do the same for your family and loved ones by protecting them and making sure they are safe from any financial burden…
Read MoreGet a Lower Rate on Auto Insurance for a Young Driver
If you have recently added your newly licensed son or daughter to your auto insurance policy then you are familiar with the increase in premium that comes along with that. The following 5 tips will help you to cut back on some of that increase: 1. Good Student discount. Encourage your kids to get good grades. Most insurers…
Read MoreTraffic School and Your Auto Insurance Premium – Palmdale, CA
How Does Traffic School Affect Your Auto Insurance Premium? Many drivers who receive traffic violations pay their fines, take the points on their driving record and then they see an increase to the auto insurance premium. Most traffic violation points stay on your driving record for 3 years. That means you are stuck with a higher premium…
Read MoreMotorcycle Insurance – Palmdale, Lancaster and Tehachapi, CA
If you are driving a motorcycle on the road, you must have motorcycle insurance. This insurance coverage protects you in the event you are in an accident and you get hurt or you damage your motorcycle. If you have a recreational motorcycle that is not ridden on public roads or used only for off-road, you…
Read MoreHow is Auto Insurance Premium Determined. – Palmdale, Lancaster and Tehachapi, CA
Your auto insurance premium is what your insurance provider charges for your coverage. That premium is determined by many factors including: Your Age – Being that young drivers have less experience behind the wheel and are more likely to speed, they are more likely to get into an accident. Therefore a young drivers rate will be higher…
Read MoreWhen Saving Money on Insurance NOT a Value
We would all love to save money on our auto insurance. However, saving money on you insurance policy is not always the best thing. The goal of all Cullen Insurance Agents is to get you the best protection available for the best rate possible. But at what cost do you want to go through to…
Read MoreReady for an Auto Insurance Quote – Palmdale, Lancaster and Tehachapi, CA
What Information do I need when I am ready for an auto insurance quote? The more information you can provide to the agent, the more accurate your quote will be. Be prepared with basic information such as: 1. Drivers’ names, ages, sex, and marital status; 2. Drivers License information (for any accidents or violations) 3. Annual mileage driven on your vehicles 4. The…
Read MoreWhen is Umbrella Insurance Necessary? – Palmdale, Lancaster and Tehachapi, CA
Imagine in the unfortunate event that you are in an at-fault accident in which you caused more than $50,000 of bodily injury to the other party than you are covered for under your basic auto insurance policy, could you afford to pay that amount out-of-pocket? How can you protect yourself and your assets in this…
Read MoreRV Insurance – Palmdale, Lancaster and Tehachapi, CA
The freedom of the open road.Insuring your motorhome or travel trailer is about getting the proper protection to protect your investment. Motorhome coverage’s include bodily Injury liability, property damage liability, collision coverage, comprehensive coverage, sound system, contents coverage, medical payments and personal Injury protection (PIP). As a motorhome owner, consider protecting yourself, your traveling companions…
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