Archive for October 2012
Know Your Coverage Types. – Palmdale, Lancaster and Tehachapi, CA
What is your car insurance actually insuring? Although you’re buying a single insurance policy covering a specific vehicle, a number of components make up the final cost: Bodily injury liability: Covers injury and death claims against you, and legal costs, if your car injures or kills someone. Property damage liability: Covers claims for property that…
Read MoreWill My Auto Insurance Policy Pay For A Rental Car? – Palmdale, Lancaster and Tehachapi, CA
If you have Allstate Auto Insurance Policy with comprehensive and collision coverage, you can select rental reimbursemet as a coverage option which reimburses you for a car rental for up to 30 days after a covered claim, up to the dollar amount per day that’s shown on your Policy Declarations. Research has shown that the average…
Read MoreCan I Add My Motorcycle To My Auto Policy? – Palmdale, Lancaster and Tehachapi, CA
Having the right motorcycle coverage is very important and also very different from your car insurance, so you will need a separate policy. The good news is you could qualify for a multiple-policy discount.
Read MoreTake Advantage Of Discounts. – Palmdale, Lancaster and Tehachapi, CA
You might be surprised by the number of discounts available to you that can help lower your for auto insurance premium. For example, if you insure multiple vehicles or have another line of insurance (renters,homeowners) you may receive substantial savings with a multi line discount. Make sure to call your agent and ask for a policy review to have…
Read MoreComprehensive Coverage On Older Vehicles. – Palmdale, Lancaster and Tehachapi, CA
Many criminals are attracted to older, popular vehicles, such as a Honda Accord or a Toyota Camry. Because of the popularity of these cars, there is a larger demand for their parts. When thieves steal the cars, they can strip the parts and sell them. Comprehensive Coverage protects you against theft, vandalism, fire and glass damage. Contact…
Read MoreIf I lend someone my car, who’s insurance will cover an accident? – Palmdale, Lancaster and Tehachapi, CA
If you give someone permission to drive your car and that person crashes, it will be your insurance – not your friend’s policy – that covers the damages. On a personal auto policy, the insurance is generally going to follow the car, and not the driver. So if you lend a vehicle to a friend, and he/she…
Read MoreCancer and Specified Disease Insurance. – Palmdale, Lancaster and Tehachapi, CA
Cancer and Specified Disease Insurance – Policy benefits can be used to pay the difference between what primary medical coverage pays and the total cost (medical and non-medical) of care. Benefits are paid directly to the insured unless assigned, and coverage is available for individuals and families in the payroll market. If you would like…
Read MoreTips For Teenage Drivers. – Palmdale, Lancaster and Tehachapi, CA
Insurance premiums are higher for young drivers, the following tips are a few ways to help you save. 1. Get a safe car. Having your child drive a safe car will help you sleep easier and keep your auto-insurance rates under control. 2. Encourage your kids to get good grades. We offer a discount for…
Read MoreCan I Add Or Remove Coverages In The Middle Of My Policy Period? – Palmdale, Lancaster and Tehachapi, CA
The answer is yes, You can always add or remove vehicles, drivers, coverages or make address changes.However, keep in mind that some changes will affect the premium you pay for your auto insurance. Changes that have an effect on your premium will most likely have to be made in the office.
Read MoreDoes Homeowners Insurance Cover Theft From A Vehicle? – Palmdale, Lancaster and Tehachapi, CA
The answer is Yes, with specific limitations. Personal Property (contents) that is not part of the automobile itself would be covered while in the automobile. There are special limitations on specific types of contents such as business property.
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