How to Determine Who is at Fault?

Once you inform your insurance claims team about the incident and have given a detailed description of the accident, the claims team will then evaluate which party is at fault. Depending on your insurance coverage, the damage to your vehicle could be covered regardless of who is at fault. However, you will still be responsible…

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What is my Deductible?

Your deductible is the amount you have to pay out of your pocket before your insurance provider pays for any covered losses. This is an agreed amount you have discussed with your Cullen Insurance agent. For example: Say you have $2,500 worth of covered damage, and you chose a $500 deductible when you purchased that…

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