Think you don’t need Boat Liability Insurance?
Most boat owners do not consider buying liability insurance on their boats. Unfortunately many boat owners are not aware that boating accidents occur quite frequently, especially in the summer for new boat owners who are unaccustomed to steering a boat.
Boat Liability Insurance protects the owner of a vehicle from being held financially responsible for physical damage that he or she causes to another vehicle, property or person. Boat liability insurance operates much like liability insurance for a car or any other vehicle; should the boat owner accidentally hit another boat, dock or other property, his or her liability insurance will pay the costs of repair and/or replacement to that boat or property.
Make sure you are protected while out enjoying your boat this summer.