Term vs Permanent Life Insurance: Weighing the Pros and Cons

Life insurance is one of the most popular types of security coverage. The policy has two variations, term and permanent, and both types have stark differences in terms of costs, length, and benefits. You may want to consider the contrasting features of the life policy options before choosing which one better suits your needs. Here’s…

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Dwelling Coverage vs Homeowners Insurance: What’s the Difference?

calculator with house insurance

When you build or buy a house, one of the first things you should get is property protection. Home insurance provides coverage against structural damage, and it’s a requirement for mortgage companies. As you start shopping, you may notice various types of policies available, two of which are dwelling coverage and homeowners insurance. Both are…

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Handling a Car Accident With an Uninsured/Underinsured Driver

Car accident

If you get hit by a vehicle, the at-fault driver’s insurance will reimburse your expenses for the injuries and damages caused by the car accident. However, not all motorists pay for insurance. One in eight drivers doesn’t have coverage based on a 2021 report, presenting potential financial troubles on the road. You may get caught…

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A Guide to Homeowners Insurance for First-Time Homebuyers

Finding and buying a new house can be an overwhelming process. You’re going to have to deal with payments, taxes, and belongings you need to move. Amidst the whirlwind, one thing you shouldn’t overlook is to get an insurance policy for your new abode. For a first-time homebuyer, it’s necessary to determine the best type…

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Choosing the Best Auto Insurance in California

Auto insurance is necessary for every driver in the country. The policy provides financial protection for your vehicle in case of physical damages. Its coverage also safeguards you against injuries caused by vehicular collisions. These benefits are helpful for potential road mishaps. Different states in America have varying laws when it comes to auto insurance.…

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The Impact of the Coronavirus on Insurance

As the coronavirus (Covid-19) spreads across the U.S., it’s upending our lives and businesses throughout the country. Schools are closing, sporting events have been postponed or canceled and many businesses are asking their employees to work remotely.  Covid-19 has been declared a pandemic, a global outbreak of disease. Pandemics happen when a new virus emerges…

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We’re Hiring! Sales Producers Wanted

Downtown Lancaster, CA

Cullen Insurance is taking on more licensed sales producers. If you’re interested in joining a motivated team of career professionals click this link to apply. [https://dashboard.idealtraits.com/career/Allstate-Insurance—Cullen-Insurance-Agency/15822325242vie] About Cullen Insurance Voted the Antelope Valley’s Best Insurance Agency for 2014, 2015, 2016, and 2018, Cullen Insurance Agency has 6 locations located in Palmdale, Lancaster, Tehachapi and Ventura,…

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A Parent’s Guide to Car Insurance for Teens

Teen driving in California

The freedom that’s often associated with driving is something most teenage drivers adore, largely because this freedom gives them a taste of adulthood and all the wonderful things that come with it. Unfortunately, the most eager driving class, teenagers, is largely considered to be the most at risk of getting involved in motor vehicle accidents,…

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What to Expect After Filing a Car Insurance Claim?

car insurance claim after an accident

Most people aren’t familiar with the process because they’ve never been in an accident. It’s a good idea to understand how your insurance claim progresses towards a settlement. Car accidents can be stressful. Knowing what to expect can ease your mind and improve the chances of a quick and fair settlement. The faster the insurance…

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