Term vs Permanent Life Insurance: Weighing the Pros and Cons

Life insurance is one of the most popular types of security coverage. The policy has two variations, term and permanent, and both types have stark differences in terms of costs, length, and benefits. You may want to consider the contrasting features of the life policy options before choosing which one better suits your needs. Here’s…

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Dwelling Coverage vs Homeowners Insurance: What’s the Difference?

calculator with house insurance

When you build or buy a house, one of the first things you should get is property protection. Home insurance provides coverage against structural damage, and it’s a requirement for mortgage companies. As you start shopping, you may notice various types of policies available, two of which are dwelling coverage and homeowners insurance. Both are…

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Handling a Car Accident With an Uninsured/Underinsured Driver

Car accident

If you get hit by a vehicle, the at-fault driver’s insurance will reimburse your expenses for the injuries and damages caused by the car accident. However, not all motorists pay for insurance. One in eight drivers doesn’t have coverage based on a 2021 report, presenting potential financial troubles on the road. You may get caught…

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A Guide to Homeowners Insurance for First-Time Homebuyers

Finding and buying a new house can be an overwhelming process. You’re going to have to deal with payments, taxes, and belongings you need to move. Amidst the whirlwind, one thing you shouldn’t overlook is to get an insurance policy for your new abode. For a first-time homebuyer, it’s necessary to determine the best type…

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Choosing the Best Auto Insurance in California

Auto insurance is necessary for every driver in the country. The policy provides financial protection for your vehicle in case of physical damages. Its coverage also safeguards you against injuries caused by vehicular collisions. These benefits are helpful for potential road mishaps. Different states in America have varying laws when it comes to auto insurance.…

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Business Insurance and Self-Employment

Insurance Agency California | Woman at Home Working on Her Laptop

Do Self-Employed Workers Need Business Insurance? If you’re self-employed you may not consider yourself a business owner but that’s exactly what you are.  Whether you are a plumbing contractor or freelance web designer, there’s always risk involved with your job. To protect against those risks, you need some type of business insurance.  Many self-employed individuals…

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When Do I Need Business Insurance?

Insurance Agency California | Man Sitting at His Office Desk Holding a Book

Starting a business comes with plenty of risks. Some you may anticipate but others you may not expect — a lawsuit, property damage from a fire, equipment theft. The financial consequences of these unexpected events can be steep.  To protect yourself from unknown threats, you need business insurance. Business insurance is a broad category of…

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The Impact of the Coronavirus on Insurance

As the coronavirus (Covid-19) spreads across the U.S., it’s upending our lives and businesses throughout the country. Schools are closing, sporting events have been postponed or canceled and many businesses are asking their employees to work remotely.  Covid-19 has been declared a pandemic, a global outbreak of disease. Pandemics happen when a new virus emerges…

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We’re Hiring! Sales Producers Wanted

Downtown Lancaster, CA

Cullen Insurance is taking on more licensed sales producers. If you’re interested in joining a motivated team of career professionals click this link to apply. [https://dashboard.idealtraits.com/career/Allstate-Insurance—Cullen-Insurance-Agency/15822325242vie] About Cullen Insurance Voted the Antelope Valley’s Best Insurance Agency for 2014, 2015, 2016, and 2018, Cullen Insurance Agency has 6 locations located in Palmdale, Lancaster, Tehachapi and Ventura,…

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