If you are driving a motorcycle on the road, you must have motorcycle insurance.
This insurance coverage protects you in the event you are in an accident and you get hurt or you damage your motorcycle.
If you have a recreational motorcycle that is not ridden on public roads or used only for off-road, you still want to consider motorcycle insurance coverage.
While it is not required by law, the benefits of having motorcycle coverage more than outweigh not being covered in the event you need it.
By purchasing motorcycle insurance for your recreational motorcycle, you are assuring that you’re protected while riding. You are also covered for motorcycle repair if your bike is damaged, medical compensation if you are injured and you are protected in the event that your bike is stolen.
If you decide not to insure your recreational motorcycle and you are injured, or damage your bike, you will be left with the cost of repairing or replacing you motorcycle and medical bills. Motorcycle insurance is relatively inexpensive and can save you a lot of money in the long run if you end up hurting yourself, someone else or your bike.