The longer you put off getting a life insurance policy, the more likely it is to cost you more. Whether your decision is to buy a policy for a term, perhaps the length of your mortgage, or a permanent policy, your premiums will generally be lower the younger you are.
For some, the main obstacle to buying life insurance is mental. They don’t want to think about an issue that, for people who still feel young, seems not likely to happen anytime soon. That’s a mindset that must be overcome. It’s best to think about life insurance rationally. Life insurance is a necessary and valuable safety net while you live your life. Once it’s in place you can rest assured that your loved ones will be taken care of in the event you are no longer around.
If you would like a life insurance quote or have any questions about all of the available coverages, please contact your local Cullen Insurance Agency.