What can you do to lower the cost of your homeowners insurance? – Palmdale, Lancaster and Tehachapi, CA

There are a number of things you can do to lower the cost of your homeowners insurance. 

One way to lower the cost of your homeowners insurance is to look for any discounts that you may qualify for. For example, many insurers will offer a discount when you place both your automobile and homeowners insurance with them. 

Other times, insurers offer discounts if there are deadbolt exterior locks on all your doors, or if your home has a security system. Be sure to ask your agent or company about discounts any that you may qualify for. 

Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible from $250 to $500 will lower your premium, sometimes by as much as five or ten percent. However, be careful to make sure that you have the financial resources necessary to handle the larger deductible. 

If you have any questions regarding Homeowners Insurance or would like a quote, please contact us and we will be more than happy to help answer any questions you may have.