Why Do I Need Liability Coverage On My Homeowners Policy? – Palmdale, Lancaster and Tehachapi, CA

Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone. 

Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks in once your liability limit has been reached.