Questions and Answers

Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone.  Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks…

Where you keep your car matters. Where you live helps insurance companies assess your risk for accidents. Your ZIP Code and its loss history (which includes factors such as your area’s claims history, crime rate, and number of drivers) help determine your auto insurance rate. This explains why drivers in large cities like Los Angeles have…