Why Do I Need Liability Coverage On My Homeowners Policy? – Palmdale, Lancaster and Tehachapi, CA
Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone. Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks…
Read MoreKeeping Your Car On The Road
Car maintenance and safe driving are two of the most effective ways to extend the lifeof your car. The following are some basic ways to make sure that your vehicle runs longerand that you avoid costly repair bills. Brake Pad Replacement Squealing brakes can be a sign that your brake pads need to be replaced…
Read More3 Tips For Purchasing Motorcycle Insurance. – Palmdale, Lancaster and Tehachapi, CA
1) Choose the right amount of Liability Coverage One of the most important parts of your Motorcycle Insurance is the liability coverage. This will cover your financial obligations in accidents and pay for damage to other property or people. Don’t just automatically opt for the minimum amount, as you may need more than that. Liability coverage should be…
Read MoreHow To Save Money On Auto Insurance For A Teenage Driver. – Palmdale, Lancaster and Tehachapi, CA
To stop your auto insurance premiums from skyrocketing during this period, try a combination of these saving tips. 1) Look for Teen Driver Discounts (Good Student or TeenSmart Course) 2) Add Your Teen to Your Policy 3) Choose a Car Wisely (Get a vehicle with a strong safety rating) 4) Stress safe driving (a point…
Read MoreWill Raising My Deductible Lower My Premium? – Palmdale, Lancaster and Tehachapi, CA
A higher deductible can help keep your insurance premium down. If you keep your deductible higher, you will pay higher out-of-pocket costs should an accident occur; however, a small increase in your deductible may equal significant savings on your premium—it may even exceed the cost of your deductible.
Read MoreBest Insurance In Palmdale, Lancaster and Tehachapi, CA
We always appreciate when our insureds give us positive feedback on there experience with our agency. Maria R. had this to say this to say about our Palmdale office ” I always feel I get the best service and attention when I come into your office and I will recomend all of my friends and…
Read MoreWhy Should I Take Out Life Insurance As A Young Person? – Palmdale, Lancaster and Tehachapi, CA
Young, healthy people are more likely to be considered low risk and therefore should pay lower life and critical illness premiums – although extreme sports may raise your premium! If you’re young, you’ll hopefully have a long life ahead of you, but the main reason for thinking about life insurance and critical illness applies no matter…
Read MoreKnow Your Coverage Types. – Palmdale, Lancaster and Tehachapi, CA
What is your car insurance actually insuring? Although you’re buying a single insurance policy covering a specific vehicle, a number of components make up the final cost: Bodily injury liability: Covers injury and death claims against you, and legal costs, if your car injures or kills someone. Property damage liability: Covers claims for property that…
Read MoreWill My Auto Insurance Policy Pay For A Rental Car? – Palmdale, Lancaster and Tehachapi, CA
If you have Allstate Auto Insurance Policy with comprehensive and collision coverage, you can select rental reimbursemet as a coverage option which reimburses you for a car rental for up to 30 days after a covered claim, up to the dollar amount per day that’s shown on your Policy Declarations. Research has shown that the average…
Read MoreCan I Add My Motorcycle To My Auto Policy? – Palmdale, Lancaster and Tehachapi, CA
Having the right motorcycle coverage is very important and also very different from your car insurance, so you will need a separate policy. The good news is you could qualify for a multiple-policy discount.
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