Posts by Cullen Insurance
Will My Insurance Rate Drop Once I Get Married? – Palmdale, Lancaster and Tehachapi, CA
You might not know that a 25-year-old single man gets rated different than a 25-year-old married man. In the eyes of insurance underwriters, however, he is a completely new man and a much lower insurance risk once he says “I do.” Married drivers attract lower car insurance rates than single insureds mostly due to statistics that show they get into fewer…
Read MoreDo You Have Classic Car Insurance? – Palmdale, Lancaster and Tehachapi, CA
About half the owners of classic cars put them on their regular auto insurance policies. Not a good idea. Ordinary insurance is for ordinary cars. The blue book value of an ordinary car goes down every year, and so does the total amount the insurance company will pay if it’s damaged. Well-maintained classic cars, on…
Read MoreDoes My Allstate Homeowners Policy Cover My Personal Belongings Away From Home If They Are Stolen? – Palmdale, Lancaster and Tehachapi
Yes. Allstate provides coverage, up to your policy limits, not only for theft at home but anywhere in the world.
Read MoreHow Much Auto Insurance Coverage Do I Need? – Palmdale, Lancaster and Tehachapi, CA
How Much Auto Insurance Do You Need? Like many people in Palmdale, CA who are in a bind financially one of the first places you may look to save is by lowering your auto insurance coverage to the minimum insurance coverage required in your state. The trouble with that is that by lowering your auto…
Read MoreWhy Do I Need Liability Coverage On My Homeowners Policy? – Palmdale, Lancaster and Tehachapi, CA
Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone. Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks…
Read MoreKeeping Your Car On The Road
Car maintenance and safe driving are two of the most effective ways to extend the lifeof your car. The following are some basic ways to make sure that your vehicle runs longerand that you avoid costly repair bills. Brake Pad Replacement Squealing brakes can be a sign that your brake pads need to be replaced…
Read More3 Tips For Purchasing Motorcycle Insurance. – Palmdale, Lancaster and Tehachapi, CA
1) Choose the right amount of Liability Coverage One of the most important parts of your Motorcycle Insurance is the liability coverage. This will cover your financial obligations in accidents and pay for damage to other property or people. Don’t just automatically opt for the minimum amount, as you may need more than that. Liability coverage should be…
Read MoreHow To Save Money On Auto Insurance For A Teenage Driver. – Palmdale, Lancaster and Tehachapi, CA
To stop your auto insurance premiums from skyrocketing during this period, try a combination of these saving tips. 1) Look for Teen Driver Discounts (Good Student or TeenSmart Course) 2) Add Your Teen to Your Policy 3) Choose a Car Wisely (Get a vehicle with a strong safety rating) 4) Stress safe driving (a point…
Read MoreWill Raising My Deductible Lower My Premium? – Palmdale, Lancaster and Tehachapi, CA
A higher deductible can help keep your insurance premium down. If you keep your deductible higher, you will pay higher out-of-pocket costs should an accident occur; however, a small increase in your deductible may equal significant savings on your premium—it may even exceed the cost of your deductible.
Read MoreBest Insurance In Palmdale, Lancaster and Tehachapi, CA
We always appreciate when our insureds give us positive feedback on there experience with our agency. Maria R. had this to say this to say about our Palmdale office ” I always feel I get the best service and attention when I come into your office and I will recomend all of my friends and…
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