Automotive Insurance

We know that you wanted more, so here’s our second installment of 10 interesting facts about car insurance that you may or may not have known. Being over the age of 25 is generally a good thing when it comes to car insurance – almost everyone knows that your premiums will get so much better,…

Once you inform your insurance claims team about the incident and have given a detailed description of the accident, the claims team will then evaluate which party is at fault. Depending on your insurance coverage, the damage to your vehicle could be covered regardless of who is at fault. However, you will still be responsible…

Your deductible is the amount you have to pay out of your pocket before your insurance provider pays for any covered losses. This is an agreed amount you have discussed with your Cullen Insurance agent. For example: Say you have $2,500 worth of covered damage, and you chose a $500 deductible when you purchased that…

Do you work alot of hours during the week and do not have the time to stop by one of are local Cullen Insurance offices to get an car insurance quote? Online insurance quotes provide a quick solution to getting a quote for your vehicle.  Here few things to keep in mind while getting an online quote: Make sure you put in your…

There are a few ways to save money on your auto insurance policy without sacrificing your coverages.For Example: Being a safe driver – most companies give you a discount for having a clean driving record Taking defensive driver classes Installing an anti-theft device to your vehicle Bundling your policies – If you have an auto policy, then get…

Used car owners can save money on their insurance by adjusting the comprehensive and collision coverage deductibles on the auto insurance policy. By increasing your collision deductible you will decrease your overall premium. Keeping your comprehensive deductible low will protect your vehicle from fire, theft, vandalism, windshield cracks/breaks and collision with animals that are outside of your control. You also want to think about the value…

When you are looking to purchase a car insurance policy, there are rating factors that you should know of and take into consideration.  Driving Record Points ( Tickets, DUI and Auto Accidents)  Age ( How Long You Have Been Licensed) Where You Live ( Rural Areas like Palmdale, Lancaster and Tehachapi Have Lower Rates Than Big Cities Like Los Angeles…

Cullen Insurance Agency gives you small town service with big time savings. Every policy comes not only with great coverages, but also the support of a knowledgeable and friendly staff. With our personal attention and service you will have all of the information needed to help you choose the coverages that best suit your auto…

Do you know what your auto insurance limits are? Do you know what you are covered for in the event you were in an accident today? If you cant answer those questions, then you should contact your auto insurance agent for a policy review to go over your coverages and make sure that you are…

Do you have a classic car and need it insured?  Are you aware that regular auto insurance policies do not give you guaranteed value on your classic car? Give us a call for a classic car insurance quote and you will be surprised at how low the price is for the amount of coverage that…