Questions and Answers

3 dogs killed and 5 people have been injured after a brush fire hits a local dog rescue facility in Palmdale. The half-acre brush fire broke out around 9:40 a.m. near West Avenue O-8 and 11th Street West. An outbuilding was also burned in the fire. Fire personnel said the blaze started along a nearby…

Protect one of your most valuable assets:  your identity Identity theft commonly begins with the loss of a wallet or purse, but recently trends show that mail theft and credit card scanners are becoming a more common way to steal personal information. There is no guarantee that you won’t become a victim of identity theft, so make…

Defend Yourself with Identity Restoration Coverage Allstate provides Identity Restoration Coverage on auto policies and that provides high-quality fraud assistance, handling everything from proactive fraud alerts to inquiries from creditors. The coverage provides a personal fraud specialist that will help lock down your personal info and help repair any damage to your identity. If you become the victim of full-blown identity…

Hopefully you have Collision Coverage. Collision Coverage will pay for the damage to your vehicle minus your deductible. If the amount paid out after your deductible is not going is not much, it may not be worth filing a claim. It may be better to keep your claim record clean than to get a small pay out of insurance money. If…

Now that you’ve paid off the car, you’re free of that obligation. However, that doesn’t automatically mean dropping the coverage is a good idea. Don’t rush to drop collision and comprehensive coverage to save on your auto until you’ve calculated whether this is the right move for you. Collision pays for repairs or replacement if the car…

Yes, you still must pay the lender if you have a car loan, regardless of the vehicle’s condition. Basically, you’ll owe the lender less than what the car is worth, so you can use the payout from the Auto Insurance Company to pay off the loan and pocket the rest to go toward the purchase of another…

You might not know that a 25-year-old single man gets rated different than a 25-year-old married man. In the eyes of insurance underwriters, however, he is a completely new man and a much lower insurance risk once he says “I do.” Married drivers attract lower car insurance rates than single insureds mostly due to statistics that show they get into fewer…

Yes. Allstate provides coverage, up to your policy limits, not only for theft at home but anywhere in the world. 

Liability Coverage is included in most Homeowners Insurance policies and it protects you if someone is injured on your property or if a member of your family or a pet injures someone.  Usually Liability Coverage limits starts at $100,000 and can go up to at least $300,000. You can purchase additional Liability Coverage with an “Umbrella” policy that kicks…