Posts by Cullen Insurance
5 Things To Look At When Buying A New Car – Palmdale, Lancaster and Tehachapi, CA
Here are five things you should think about before buying a new car: Determine what your Budget is before you get to the dealership Determine if you want to lease or buy Do your research on the vehicle (safety ratings, cost to insure) Don’t buy right away PROTECT YOUR RIDE Once you decide on the vehicle, you want to…
Read MoreWhat Type Of Life Insurance Do You Need? Palmdale, Lancaster and Tehachapi, CA
Both types of life insurance policies will provide you with a solid insurance plan. A whole life policy will protect you and your family’s financial future for an entire life, while term insurance will help replace the lost income during the time of your family’s financial need. Some will compare a term life insurance policy to renting…
Read MoreTeens Drivers Pay More for Auto Insurance Palmdale, Lancaster and Tehachapi, CA
Since car crashes are the leading cause of death for 16-19 year olds, a brand new driver is going to pay a hefty surcharge on their car insurance. They have less experience behind the wheel and are def. high risk driver compared to drivers with more experience Don’t get your teen state minimum auto insurance.…
Read MoreTips For Driving On Wet Roads – Palmdale, Lancaster and Tehachapi
Wet roads increase the risk of hydroplaning, which occurs when a thin layer of water separates tires from the roadway, reducing the ability to stop or steer. According to the American Safety Council, the most dangerous conditions arise during the first 10 minutes of a light rain shower, when water mixes with oil on the…
Read MoreHow To Install a Child Safety Seat. – Palmdale, Lancaster and Tehachapi, CA
The best protection for your child in a car crash is a properly secured child safety seat. Yet despite the importance of proper installation, research shows that seven out of 10 child safety seats are not correctly installed. Most CHP offices such as local ones in Lancaster, Palmdale and Tehachapi will assist in checking to…
Read MoreIs There Insurance Coverage for Identity Theft? – Palmdale, Lancaster and Tehachapi, CA
Defend Yourself with Identity Restoration Coverage Allstate provides Identity Restoration Coverage on auto policies and that provides high-quality fraud assistance, handling everything from proactive fraud alerts to inquiries from creditors. The coverage provides a personal fraud specialist that will help lock down your personal info and help repair any damage to your identity. If you become the victim of full-blown identity…
Read MoreDoes It Cost Anything To Get An Auto Insurance Quote Online? – Palmdale, Lancaster and Tehachapi, CA
Does it cost anything to get an auto insurance quote online? No! Online and in office quotes are always free at Cullen Insurance. And you’re not under any obligation to buy an auto insurance policy from us. We want to make the process as hassle free as possible while ensuring you all the savings you deserve. Getting…
Read MoreYou Hit A Pole In The Parking Lot, Now What?
Hopefully you have Collision Coverage. Collision Coverage will pay for the damage to your vehicle minus your deductible. If the amount paid out after your deductible is not going is not much, it may not be worth filing a claim. It may be better to keep your claim record clean than to get a small pay out of insurance money. If…
Read MoreMy Car Is Paid Off, Should I Drop Comprehensive And Collision Coverage? – Palmdale, Lancaster and Tehachapi, CA
Now that you’ve paid off the car, you’re free of that obligation. However, that doesn’t automatically mean dropping the coverage is a good idea. Don’t rush to drop collision and comprehensive coverage to save on your auto until you’ve calculated whether this is the right move for you. Collision pays for repairs or replacement if the car…
Read MoreDo I Continue To Pay The Lien Holder If My Car Is Totaled? – Palmdale, Lancaster and Tehachapi, CA
Yes, you still must pay the lender if you have a car loan, regardless of the vehicle’s condition. Basically, you’ll owe the lender less than what the car is worth, so you can use the payout from the Auto Insurance Company to pay off the loan and pocket the rest to go toward the purchase of another…
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