Take Advantage Of Discounts. – Palmdale, Lancaster and Tehachapi, CA
You might be surprised by the number of discounts available to you that can help lower your for auto insurance premium. For example, if you insure multiple vehicles or have another line of insurance (renters,homeowners) you may receive substantial savings with a multi line discount. Make sure to call your agent and ask for a policy review to have…
Read MoreComprehensive Coverage On Older Vehicles. – Palmdale, Lancaster and Tehachapi, CA
Many criminals are attracted to older, popular vehicles, such as a Honda Accord or a Toyota Camry. Because of the popularity of these cars, there is a larger demand for their parts. When thieves steal the cars, they can strip the parts and sell them. Comprehensive Coverage protects you against theft, vandalism, fire and glass damage. Contact…
Read MoreIf I lend someone my car, who’s insurance will cover an accident? – Palmdale, Lancaster and Tehachapi, CA
If you give someone permission to drive your car and that person crashes, it will be your insurance – not your friend’s policy – that covers the damages. On a personal auto policy, the insurance is generally going to follow the car, and not the driver. So if you lend a vehicle to a friend, and he/she…
Read MoreCancer and Specified Disease Insurance. – Palmdale, Lancaster and Tehachapi, CA
Cancer and Specified Disease Insurance – Policy benefits can be used to pay the difference between what primary medical coverage pays and the total cost (medical and non-medical) of care. Benefits are paid directly to the insured unless assigned, and coverage is available for individuals and families in the payroll market. If you would like…
Read MoreTips For Teenage Drivers. – Palmdale, Lancaster and Tehachapi, CA
Insurance premiums are higher for young drivers, the following tips are a few ways to help you save. 1. Get a safe car. Having your child drive a safe car will help you sleep easier and keep your auto-insurance rates under control. 2. Encourage your kids to get good grades. We offer a discount for…
Read MoreCan I Add Or Remove Coverages In The Middle Of My Policy Period? – Palmdale, Lancaster and Tehachapi, CA
The answer is yes, You can always add or remove vehicles, drivers, coverages or make address changes.However, keep in mind that some changes will affect the premium you pay for your auto insurance. Changes that have an effect on your premium will most likely have to be made in the office.
Read MoreDoes Homeowners Insurance Cover Theft From A Vehicle? – Palmdale, Lancaster and Tehachapi, CA
The answer is Yes, with specific limitations. Personal Property (contents) that is not part of the automobile itself would be covered while in the automobile. There are special limitations on specific types of contents such as business property.
Read MoreWhat can you do to lower the cost of your homeowners insurance? – Palmdale, Lancaster and Tehachapi, CA
There are a number of things you can do to lower the cost of your homeowners insurance. One way to lower the cost of your homeowners insurance is to look for any discounts that you may qualify for. For example, many insurers will offer a discount when you place both your automobile and homeowners insurance…
Read MoreWhen should I drop full coverage on my older vehicle?
In reality, there is no standard rule as to when you should drop the comprehensive and/or collision coverages. It’s really a personal preference based on if you still owe on the vehicle, your risk tolerance and a few other factors. If your car is only worth $1,200, you may ask yourself what you would do…
Read MoreShould You Purchase Insurance For A Rental Car? – Palmdale, Lancaster and Tehachapi, CA
If you are planning on renting a car, it is important that you do some research beforehand to determine whether or not to purchase rental car insurance. Most of the time, obtaining it from the rental car agency is going to be more expensive. Knowing your options before you rent the car is beneficial to…
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