Is There Insurance Coverage for Identity Theft? – Palmdale, Lancaster and Tehachapi, CA

Defend Yourself with Identity Restoration Coverage Allstate provides Identity Restoration Coverage on auto policies and that provides high-quality fraud assistance, handling everything from proactive fraud alerts to inquiries from creditors. The coverage provides a personal fraud specialist that will help lock down your personal info and help repair any damage to your identity. If you become the victim of full-blown identity…

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You Hit A Pole In The Parking Lot, Now What?

Hopefully you have Collision Coverage. Collision Coverage will pay for the damage to your vehicle minus your deductible. If the amount paid out after your deductible is not going is not much, it may not be worth filing a claim. It may be better to keep your claim record clean than to get a small pay out of insurance money. If…

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My Car Is Paid Off, Should I Drop Comprehensive And Collision Coverage? – Palmdale, Lancaster and Tehachapi, CA

Now that you’ve paid off the car, you’re free of that obligation. However, that doesn’t automatically mean dropping the coverage is a good idea. Don’t rush to drop collision and comprehensive coverage to save on your auto until you’ve calculated whether this is the right move for you. Collision pays for repairs or replacement if the car…

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Will My Insurance Rate Drop Once I Get Married? – Palmdale, Lancaster and Tehachapi, CA

You might not know that a 25-year-old single man gets rated different than a 25-year-old married man. In the eyes of insurance underwriters, however, he is a completely new man and a much lower insurance risk once he says “I do.” Married drivers attract lower car insurance rates than single insureds mostly due to statistics that show they get into fewer…

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